RCG Insurance Companies, Inc. (“RCG Insurance”, “we”, “our”, or “us”) provides information and services through our website (the “Site”) under the following Terms and Conditions. By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy, available at https://rcginsurance.com/privacy-policy/. If you do not agree, please discontinue use of the Site.
Privacy
Please review our Privacy Policy at https://rcginsurance.com/privacy-policy/ to understand how we collect, use, and protect your information.
Scope and Accuracy of Information
The information on this Site is for informational purposes only and does not create any professional, fiduciary, or advisory relationship. Users should seek appropriate advice for specific situations. RCG Insurance strives to keep all information accurate and up to date but makes no warranties as to the completeness or reliability of the content.
Intellectual Property
All content on this Site is owned or licensed by RCG Insurance and protected by copyright and other applicable laws. Unauthorized use, reproduction, or distribution is prohibited.
Limited License
You are granted a limited, non-exclusive, non-transferable license to access and use this Site for informational purposes. Framing or reproducing content for commercial purposes is prohibited without written consent.
Links to Other Websites
Our Site may link to third-party websites for convenience. RCG Insurance is not responsible for the content or accuracy of external sites.
Representations, Warranties & Limitation of Liability
This Site is provided “as is.” We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. RCG Insurance is not liable for any damages arising from your use of the Site.
Indemnification
You agree to indemnify and hold RCG Insurance harmless from any claims, losses, or damages resulting from your violation of these Terms.
Disputes
These Terms are governed by the laws of the State of Florida. Any disputes will be resolved through binding arbitration in Miami, Florida.
Modifications to Terms
We may update these Terms at any time. Continued use of the Site after such updates constitutes acceptance of the new Terms.
SMS Terms & Conditions
- SMS Consent: By opting into SMS messaging, you agree to receive messages related to your application, policy updates, and support from RCG Insurance. Consent will not be shared with third parties or affiliates for marketing purposes.
- You may receive appointment reminders, enrollment or eligibility updates, customer service follow-ups, and marketing purposes.
- Message Frequency: Varies per user activity.
- Fees: Standard messaging and data rates may apply depending on your mobile carrier.
- Opt-In Methods: Via verbal confirmation during phone calls or by submitting forms on https://rcginsurance.com
- Opt-Out: Reply STOP at any time to unsubscribe. To opt back in, reply START or re-submit a form with SMS consent.
- Help: For assistance, reply HELP or call us at +1 (305) 470-2321.
- Disclaimers: Message and data rates may apply. Message frequency may vary. No third-party SMS sharing for marketing.
Message Examples:
Example 1: RCG Insurance: Faltan documentos para completar tu solicitud de seguro médico. Sube tus archivos lo antes posible. Responde STOP para salir.
Example 2: RCG Insurance: Necesitamos prueba de ingresos para continuar con tu aplicación. Si necesitas ayuda, llámanos. Responde STOP para cancelar.
Example 3: RCG Insurance: Faltan documentos de estatus migratorio para finalizar tu inscripción. Estamos aquí para ayudarte. STOP para dejar de recibir mensajes.
Example 4: RCG Insurance: Recordatorio: tu aplicación está incompleta. Sube los documentos pendientes antes del viernes. STOP para salir.
Example 5: RCG Insurance: Gracias por elegirnos. Recibirás actualizaciones sobre tu póliza por este medio. STOP para cancelar. HELP para ayuda.
Contact: For questions regarding these Terms, contact us at:
Email: info@rcginsurance.com
Phone: +1 (305) 470-2321
Effective Date: April 16, 2025